terms of use

This privacy policy pertains to the use of all services related to Interactive Gift Corporation (IGC), including the GroupCard.com website.

By using any of these web sites you are agreeing to be bound by the following terms and conditions ("Terms of Use").

BASIC TERMS
Be old enough. You must be 13 years and older to use this site.

Be responsible. You are responsible for any activity that occurs under your screen name. You are responsible for keeping your password secure.

Play nice. You must not abuse, harass, threaten or intimidate anyone using this site.

Be lawful. You may not use any IGC service for any illegal or unauthorized purpose. International users agree to comply with all local laws regarding online conduct and acceptable content.

Be your own self. You are solely responsible for your conduct and any data, text, clips, comments, information, names, graphics, photos, profiles, audio and video clips, links (“Content”) that you submit, post, and display on the IGC service.

Be no hacker. You must not modify, adapt or hack IGC or modify another website so as to falsely imply that it is associated with IGC. You must not transmit any worms or viruses or any code of a destructive nature.

Be no spammer. You must not create or submit unwanted email to anyone.

Be legal. You must not, in the use of IGC, violate any laws in your jurisdiction (including but not limited to copyright laws).

While IGX prohibits such conduct and content on its site, you understand and agree that IGC cannot be responsible for the Content posted on its web site and you nonetheless may be exposed to such materials and that you use the IGC service at your own risk.


GENERAL CONDITIONS
We reserve the right to modify or terminate the IGC service for any reason, without notice at any time.

We reserve the right to alter these Terms of Use at any time.

We reserve the right to refuse service to anyone for any reason at any time.

We may, but have no obligation to, remove Content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, obscene or otherwise objectionable or violates any party's intellectual property or these Terms of Use.


COPYRIGHT (What's Yours is Yours)
We claim no intellectual property rights over the Content you provide to any IGC service.

IGC undertakes to obey all relevant copyright laws; however misguided we may all judge them to be. We will review all claims of copyright infringement received and remove content deemed to have been posted or distributed in violation of any such laws. To make a claim, please provide us with the following:

A physical or electronic signature of the copyright owner or the person authorized to act on its behalf;

A description of the copyrighted work claimed to have been infringed;

A description of the infringing material and information reasonably sufficient to permit IGC to locate the material;

Your contact information, including your address, telephone number, and email;

A statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and

A statement that the information in the notification is accurate, and, under the pains and penalties of perjury, that you are authorized to act on behalf of the copyright owner.


GROUPCARD GIFTS
Background
GroupCard.com is a service owned and operated by Interactive Gift Corporation (IGC). IGC allows groups of people (Purchasers) to pool gifts (make collaborative transactions) and send a collective gift to a Recipient. A GroupCard Gift is a prepaid payment device that is held on behalf of a Recipient’s email address. GroupCard Gifts are issued by IGC.

GroupCard Gifts and their use on the GroupCard.com Web site are subject to this agreement, IGC's general Conditions of Use, and the IGC Privacy policies.

GroupCard Gift Purchaser

Refunds: Unless otherwise required by applicable law, all payment transactions processed through the service are non-refundable and are non-reversible by Purchasers through the service. Except as provided in the preceding sentence, failure of a Recipient to redeem or claim a GroupCard Gift, or any dissatisfaction (on behalf of either the Recipient or the Purchaser) with the product or the payment transaction, fraud and other disputes regarding transactions shall not entitle Purchasers to a refund of the payment amount or a reversal of a payment transaction.

Risk of Loss : The risk of loss and title for GroupCard Gifts pass to the Purchaser upon our electronic transmission to the Recipient. We are not responsible for lost or stolen GroupCard Gifts.

GroupCard Gift Recipients
To redeem and use a GroupCard Gift, follow the below instructions:
1. Go the GroupCard greeting web page indicated in the personal card delivery notice (email or otherwise) that you received.
2. Click on any of the “redeem gift” links, and follow instructions to agree to terms and enter other required information.
3. GroupCard will then email the third party gift certificate or third party redemption code to the Recipient email address in the IGC system.

GroupCard Gifts may be redeemed only by the Recipient and delivered only to the Recipient's email address in the IGC system. Any change to the Recipient’s email address prior to GroupCard Gift redemption is subject to IGC security approval to confirm the validity of such change.

GroupCard Gifts must be redeemed through the GroupCard.com website to be redeemable for products including gift cards redeemable at third party merchants.

Merchant availability is subject to change, and certain GroupCard Gifts, such as the GroupCard Amazon Gift Card, may be only redeemable for a subset of select merchants or products. Any redemption with a third party merchant is subject to that merchant’s applicable terms and conditions. For details on Amazon's Gift card program, see this link.

Expiration: A GroupCard expires in twelve months and is not redeemable for cash except as required by law, and cannot be used in conjunction with promotions. GroupCard Gifts are not redeemable on the websites or in the stores of participating Merchants. Third party products however may be subject to that merchant’s applicable terms and conditions.

General Information
IGC makes no guarantees regarding the performance of its service. IGC shall not be liable for interactions with any organizations and/or individuals found on or through the IGC service. This includes, but is not limited to, delivery of goods and services, and any other terms, conditions, warranties or representations associated with such dealings. By using our service, you agree that IGC is not responsible for any damage or loss incurred as a result of any such dealings.

IGC reserves the right to cancel any GroupCard Gifts and refund all associated payments, less any processing fees, at any time and for any reason.

IGC processes payment transactions for on behalf of Purchasers. IGC is not a bank or other chartered depository institution. GroupCard Gifts held by IGC or its service providers (including any bank service providers) in connection with the processing of payment transactions are not deposit obligations of Purchasers and are not insured for the benefit of Purchasers by the Federal Deposit Insurance Corporation or any other governmental agency.

Fraud
IGC will have the right to close customer accounts, withhold all funds, and request alternative forms of payment if a fraudulently obtained GroupCard Gift is either redeemed through the GroupCard system.

Claims can be sent to:

Interactive Gift Corporation, GroupCard.com

Click here to contact us or you may even contact us through feedback@groupcard.com